Legal

Terms of Service

Effective Date: April 16, 2026  ·  Last Updated: May 7, 2026

These Terms of Service ("Terms") govern your use of the TRM Solutions, LLC website at trmsolutions.io and our resources including the free security assessment, paid self-service products, downloadable templates, and other interactive tools. By using our website or resources, you agree to these Terms. If you do not agree, please do not use our website or resources.

These Terms do not govern professional advisory and consulting engagements. Paid advisory engagements are governed by separate written engagement letters agreed to between TRM Solutions and the client.

1. About TRM Solutions

TRM Solutions, LLC is a cybersecurity advisory firm. Our website provides information about our services, a free security assessment, paid self-service document products, and downloadable templates. We are a professional services firm, not a law firm or accounting firm. Nothing on this website constitutes legal, tax, accounting, or professional advice of any kind.

2. Free Resources

We offer certain resources at no charge, including the security assessment tool and sample reference materials. Free resources are provided for informational and educational purposes to help you understand your security posture and establish baseline security documentation.

Your Rights to Use Free Resources

You may:

  • Use our free assessment tool for your own organization's security evaluation
  • Download and use our free sample materials for your own organization's internal purposes
  • Modify sample materials as needed to fit your specific environment and requirements

Restrictions on Free Resources

You may not:

  • Resell, redistribute, or republish our materials or assessment tool as your own work product
  • Remove or alter copyright notices or attribution
  • Use our resources to provide consulting services to third parties without our written permission
  • Scrape, reverse-engineer, or automate access to our website or tools
  • Use our resources in any way that violates applicable law

3. Paid Self-Service Products

Product Purchases

We offer paid self-service products including starter kits, policy packs, security scorecards, document generation tools, and related digital resources ("Paid Products"). Paid Products are purchased through a third-party payment processor (currently Stripe). By purchasing a Paid Product, you agree to these Terms and the terms of the applicable payment processor.

License to Use Paid Products

Upon purchase, you receive a limited, non-exclusive, non-transferable license to:

  • Use the Paid Product for your own organization's internal purposes
  • Customize, modify, and adapt the product output to your specific environment
  • Distribute output documents internally within your organization

You may not resell, redistribute, sublicense, or provide Paid Product output to third parties as your own work product or as part of a commercial offering.

No Guarantee of Fitness

Paid Products are professionally drafted starting points. They are not substitutes for qualified professional review, legal advice, or compliance certification. Purchasing a Paid Product does not guarantee:

  • Compliance with any regulatory framework, standard, or contractual requirement
  • Approval by any auditor, insurer, regulator, or customer
  • Favorable cyber insurance underwriting, premium reduction, or claim approval
  • Prevention of security incidents, breaches, or data loss
  • Satisfaction of any particular audit, due diligence, or security review requirement

Documentation is one component of a security program. Effective security requires implemented controls, ongoing monitoring, trained staff, periodic review, and governance — not documentation alone.

Refunds

Unless otherwise stated, Paid Products are eligible for a 30-day money-back guarantee. To request a refund, email info@trmsolutions.io within 30 days of purchase using the email address associated with your order. Include your order details and a brief description of the issue.

This refund policy applies only to Paid Products and does not apply to advisory or consulting engagements governed by separate written engagement letters. TRM Solutions reserves the right to deny refund requests in cases of misuse, abuse, fraud, or repeated excessive refund activity.

Payment Processing

TRM Solutions does not collect or store full payment card details. Payment information is processed by Stripe or other third-party payment processors according to their own terms and privacy practices. By completing a purchase, you agree to the applicable payment processor's terms of service. TRM Solutions is not responsible for errors, delays, or security incidents that occur on the payment processor's systems.

4. No Professional Advice

Important: All content on this website, including free resources and Paid Products, is provided for informational and educational purposes only. It does not constitute legal, regulatory, audit, compliance, or professional advice of any kind.

Assessment results, templates, and document outputs are starting points for your own evaluation and professional review. Engage qualified legal counsel, auditors, and professional advisors before relying on any output for compliance, regulatory, contractual, or legal purposes.

5. Disclaimer of Warranties

OUR WEBSITE, ASSESSMENT TOOL, TEMPLATES, PAID PRODUCTS, AND ALL RESOURCES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

TRM Solutions does not warrant that:

  • Content or products will meet your specific requirements or compliance needs
  • The website or tools will be uninterrupted, error-free, or secure
  • Products or templates will satisfy any regulatory framework, audit requirement, or contractual obligation
  • Assessment results are comprehensive, definitive, or suitable for any particular purpose
  • Products will prevent security incidents, pass any audit, or satisfy any insurer or regulator

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TRM SOLUTIONS, LLC AND ITS OWNERS, EMPLOYEES, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATED TO:

  • Your use of or inability to use this website or its resources
  • Your use of any free or paid product, template, assessment, or output
  • Security incidents, compliance failures, audit findings, or regulatory penalties in your organization
  • Reliance on any content, recommendation, or output from our website or tools
  • Any third-party content, links, payment processors, or services referenced on this website

Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability; in those jurisdictions, our liability is limited to the maximum extent permitted by applicable law.

7. Intellectual Property

All content on this website — including text, graphics, logos, templates, assessment methodology, document output, and software — is the property of TRM Solutions, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. Except as expressly permitted in Sections 2 and 3, you may not copy, distribute, modify, or create derivative works from our content without our written permission.

8. User-Submitted Information

When you submit information through our website (assessment responses, template or document customization data, contact forms, purchase information), you represent that the information is accurate and that you have authority to submit it on behalf of your organization. We handle this information according to our Privacy Policy.

Please do not submit passwords, authentication credentials, regulated personal data, or highly sensitive client information through public website forms unless specifically requested under a written engagement process.

9. Third-Party Links and Services

Our website references or links to third-party websites, tools, and services (including payment platforms, calendar scheduling tools, and analytics providers). We are not responsible for the content, privacy practices, or terms of those third parties. Your interactions with third parties are governed by their own terms and privacy policies.

10. Advisory and Consulting Engagements

Paid advisory and consulting engagements are not governed by these Terms. They are governed by separate written engagement letters agreed to between TRM Solutions and each client before work begins. Engagement letters address scope, deliverables, timing, fees, confidentiality, and liability. In the event of a conflict between an engagement letter and these Terms with respect to an advisory engagement, the engagement letter controls.

11. Modifications to the Service

We reserve the right to modify, suspend, or discontinue any portion of our website, assessment tool, or product library at any time without notice. We are not liable for any modification, suspension, or discontinuation.

12. Modifications to These Terms

We may update these Terms from time to time. Material changes will be reflected in the "Last Updated" date at the top of this page. Continued use of our website after changes constitutes acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the State of New York, without regard to conflict of laws principles. Any disputes arising from these Terms will be resolved through binding arbitration in New York, New York, except that either party may bring claims in small claims court where jurisdiction permits.

14. Termination

We may terminate or suspend your access to our website or resources at any time, with or without notice, for any reason including violation of these Terms. Upon termination, your right to use our resources ceases. The following provisions survive termination: Sections 4 (No Professional Advice), 5 (Disclaimer of Warranties), 6 (Limitation of Liability), 7 (Intellectual Property), 13 (Governing Law), and this Section 14.

15. Contact Information

Questions about these Terms?

TRM Solutions, LLC
Email: info@trmsolutions.io
Website: trmsolutions.io